There are low rates and excellent mortgage options available for self-employed individuals. These options offer fast approval, even for those who have been declined in the past. They take into consideration the reduced taxable income resulting from claimed expenses. For those with expenses that impact qualifying income, a Stated Income mortgage is a useful option. Dividend and investment income are accepted as long as stability and proof requirements are met. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, is available. There are also tailored options specifically designed for Business For Self (BFS) borrowers. For more information, please give me a call!