We provide assistance to newcomers in Canada who are interested in purchasing a home. Our goal is to help them understand the Canadian real estate market and the costs involved, such as closing costs and adjustment costs. We believe that building equity through homeownership is more beneficial than paying rent, as newcomers can take advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts, with at least a 20% down payment saved. We also offer more flexibility on down payment requirements, allowing for as little as 5% down. We can explain homebuyer incentive programs and down payment assistance options to help with the home buying process. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can create a customized mortgage product that meets your needs and locks in the best rate, even if you don't qualify at your bank due to reasons such as limited credit or employment history. Additionally, we provide access to innovative tools in Canada to ensure a smooth and efficient first-time home buying experience.