Mortgages for newcomers to Canada aims to provide assistance in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. Instead of renting, newcomers can build equity by purchasing a property and take advantage of employment and credit sources. This service also helps newcomers find the best rates and mortgage options, including loans over $1 million with a down payment of at least 20% or as little as 5% down payment with more flexibility. They also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, a custom-tailored mortgage product can be designed to suit specific needs, even if the individual doesn't qualify at their bank due to limited credit and employment history. Innovative tools are also available to ensure an efficient first-time home buying experience in Canada.