Self Employed

Get low rates and excellent mortgage options specifically designed for self-employed individuals. Experience fast mortgage approval even if you have been previously declined. Our self-employed mortgage options take into account your reduced taxable income from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage will be useful for you. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage needs today.

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