We offer low rates and excellent mortgage options for self-employed individuals, providing fast approval even for those who have been declined before. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. Our Stated Income mortgage is particularly useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, as long as it can be proven and is stable. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs!