Self-employed individuals can benefit from low mortgage rates and excellent options. These options include fast approval, even for those who have faced previous declines. Mortgage options for self-employed individuals take into account reduced taxable income resulting from claimed expenses. Those who have expenses that affect their qualifying income can benefit from Stated Income mortgages. Dividend and investment income are also accepted, provided stability and proof requirements are met. To apply for these mortgages, required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Tailored options are also available for Business For Self (BFS) borrowers. For more information on these mortgage options, please give me a call.