If you're looking to buy a home, it's important to determine how much you can afford. I can assist you with mortgage pre-approvals, which involve assessing your financial situation, determining the mortgage amount you can afford, calculating the down payment needed, and ensuring overall affordability. I can also provide guidance on the documents required for conditional approval. Pre-approval is an essential first step in the mortgage approval process as it reveals the amount you can borrow from a lender based on your current financial situation. It also helps identify any potential obstacles to qualification and speeds up the overall approval process. The duration of pre-approvals can vary between 60, 90, or 120 days depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the interest rate to protect you from rising rates. Utilizing advanced tools available in Canada, we can help streamline the process, reduce errors, improve efficiency, and save you time. Our quick pre-qualification tools can provide you with an understanding of what you are qualified for.