Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. We pride ourselves on providing fast mortgage approval, even if you have been declined in the past. Our mortgage options take into consideration your reduced taxable income from claimed expenses. We also offer a useful Stated Income mortgage for those whose expenses impact their qualifying income. We accept dividend and investment income, as long as you can provide stability and proof requirements. The required documents for our application process include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. You will have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call today!

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