Many homeowners choose to stay with their current lender because they believe it will save them time. However, I can help you assess the rates and terms of your current lender during mortgage renewals. It is important to evaluate any life changes that may impact your finances, such as debt consolidation, using home equity, or making plans for your property. Additionally, exploring refinancing options can help you pay off your mortgage faster or make use of your home equity. Don't sign renewal forms without questioning them in order to secure the best rate. By utilizing top lenders in Canada, you can benefit from multiple options and have access to innovative tools that streamline the process and offer the optimal choices for you.