Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is able to accommodate those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses. For those with qualifying income impacted by expenses, our Stated Income mortgage is a useful solution. We also accept dividend and investment income, with specific stability and proof requirements. When applying, be sure to have your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license ready. We have connections with top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers, all of whom are willing to accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you are interested, please don't hesitate to give us a call.

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