Mortgages for People New to Canada provide assistance to newcomers in understanding the Canadian real estate market and the associated costs such as closing costs and adjustment costs. They offer the opportunity to build equity instead of paying rent, taking advantage of employment and credit sources. For newcomers looking for higher loan amounts (over $1 million), there are mortgage options available with a minimum down payment of 20%, and even more flexibility with a down payment as little as 5%. The company also explains homebuyer incentive programs and down payment assistance options. They have access to all of Canada's top lenders, allowing them to design a custom-tailored mortgage product that fits the individual's needs and offers the best rate, even if they don't qualify at their own bank due to limited credit or employment history. Additionally, they provide innovative tools to ensure an efficient first-time home buying experience in Canada.